Clear GO abstract of title acceleration clause accrued interest acknowledgment acre actual notice ad valorem adverse possession affiliated business arrangement agent alienation clause amortized loan annexation appraisal appurtenance appurtenant easement assemblage assignment balloon payment base line benchmark beneficiary bequest bilateral contract blanket loan blockbusting breach of contract broker protection clause capitalization rate capping certificate of occupancy certificate pf reasonable value chain of title chattel civil rights act of 1866 classification of land use closing statement co-ownership commingling common elements community property comparison method components of value condemnation conditional use permit condominium consideration constructive eviction constructive notice conventional loan cooperative corrective maintenance cost approach credit D. E. L. L. debit deed deed of trust deed restrictions defeasance clause defeasible fee deficiency judgment demand depreciation devise discount point dominant tenement dual agency due on sale clause easement in gross economic characteristics of property emblement emblements eminent domain encroachment encumbrance Equal Credit Opportunity Act equalization factor equitable redemption escheat escrow closing estate at sufferance estate at will estate for years estate from period to period estoppel exclusive agency listing exclusive right to sell executed contract executory contract express contract external obsolescence fair housing act familial status fannie mae fee simple absolute FHA loan fiduciary fiduciary relationship fixture foreclosure fraud freehold estate functional obsolescence general data general warranty deed good faith estimate grantee grantor gross lease gross rent multiplier habendum clause highest and best use homestead HUD-1 hypothecate hypothecation implied contract income approach intestate joint tenancy judgment lien kickback land contract latent defect law of agency lead based paint lease lease assignment lease purchase leased fee estate leasehold estate lessee lessor lien life estate liquidated damages lis pendens listing agreement littoral rights living trust management agreement market market price market value marketable title metes and bounds mile mill mold monuments mortgage mortgagee mortgagor negligent misrepresentation net lease net listing net operating income non-freehold estate nonconforming use novation open listing option P. E. T. E. package loan percentage lease physical characteristics of real property physical deterioration plat map plottage point of beginning prepaid item prescriptive easement preventive maintenance price fixing primary mortgage market principal principal meridian private mortgage insurance probate procuring cause progression promissory note property manager proration PUD puffing pur autee vie purchase money mortgage quiet enjoyment quitclaim deed radon ranges ratified contract real estate real property recording rectangular survey redemption redlining regression Regulation Z remainder interest rent replacement cost reproduction cost RESPA restrictive covenants revisionary interest riparian rights risk management sale & leaseback sales comparison approach satisfaction secondary mortgage market section servient tenement severalty severance special agent special assessment specific data specific lien specific performance statute of frauds statutory redemption steering straight loan sub agent sub lease subordination subrogation substitution supply tenancy by the entirety tenancy in common tenant improvement testamentary trust time share time-share estate time-share use title title insurance title search township township lines trade fixture transaction broker transfer tax trust trustee trustor Truth in Lending unenforceable contract Uniform Commercial Code unilateral contract unit in place usury VA loan variance void contract voidable contract zoning Real Term

the borrower, who gives the mortgage

fungus requiring organic material and moisture to grow which can cause severe allergic reactions and asthma